The Digital Commodity Newsletter

The Great Rotation: Banks Buy, Hodlers Sell

Gold Inflows vs. Bitcoin Distribution: A Tale of Two Commodities

📅 December 14, 2025 📊 Edition #001 ⏱️ 6 min read

⬢ LTDS FRAMEWORK ANALYSIS

Let The Data Speak — Bias-free intelligence at the intersection of Physical Gold and Digital Gold

The Signal

A quiet divergence emerges

While the dollar gathers strength (DXY 99.09), a quiet divergence has emerged in the safe-haven arena.

For the first time in months, we are seeing a distinct behavioral split:

Key Question: Is this a temporary profit-taking rotation, or a signal that risk-off capital is seeking the safety of the vault over the blockchain?

This Week's On-Chain Metric

Understanding Bitcoin through the lens of gold

📊

Hodler Net Position Change

Bitcoin On-Chain Metric

What it measures: The 30-day net change in Bitcoin held by long-term holders (entities holding for 155+ days). Positive values indicate accumulation; negative values indicate distribution.

Current reading: -150,615 BTC — Long-term holders are net selling into current price strength. Distribution improved slightly from -154,710 but remains significant.

Historical context: Readings below -100k BTC have historically coincided with late-cycle profit-taking phases, often preceding consolidation or correction periods.

🪙 Gold Investor's Bridge

"Think of Hodler Net Position like tracking Central Bank gold sales. When the 'strong hands' who rarely sell start reducing positions, it signals they believe current prices offer attractive exit opportunities. In gold terms, this is equivalent to Central Banks net-selling reserves—a rare and noteworthy event."

⛏️

Puell Multiple

Miner Economics Indicator

What it measures: Daily miner revenue divided by the 365-day moving average of daily miner revenue. It indicates whether miners are in profit or stress.

Current reading: 0.87 — Miners are approaching stress zone. Down from 0.97 last week — watch closely for continued deterioration.

Historical context: Values below 0.5 have marked generational buying opportunities. Values above 2.0 have signaled euphoric tops. Current reading is neutral.

🪙 Gold Investor's Bridge

"Puell Multiple is directionally analogous to margin pressure in gold mining (AISC framing). It's not a cost metric—more a 'revenue heat' gauge versus its own cycle baseline. At 0.87, Bitcoin miners are feeling margin pressure—approaching stress territory."

Signals Dashboard

LTDS Framework — Real-time market intelligence

📊 Critical Signals December 14, 2025
Metric Value Signal Implication
BTC Price $90,290 REFERENCE Down -2.4% WoW
Gold (XAU) Price $4,300 REFERENCE Up +0.5% WoW
Hodler Net Position -150,615 BTC BEARISH Distribution (improved from -154,710)
Puell Multiple 0.87 ⚠️ STRESS Miner margin pressure building
BTC MVRV Ratio / Z-Score 1.60 / 1.21 COOLING Valuation normalizing
Illiquid Supply 68.8% BULLISH Long-Term Squeeze Potential
US BTC ETF Flows -447 BTC ⚠️ OUTFLOWS Institutional demand weakening
Exchange Net Position -44.6k BTC BULLISH Exchange balances falling
BTC/Gold Ratio 21.00 COMPRESSING Down from 21.64 — rotation underway

Bitcoin Supply Cycle

Where we are in the 4-year halving cycle

⛏️ Halving Cycle Position MID-CYCLE EXPANSION
~610
Days Since Halving
~850
Days Until Next
56%
Cycle Progress

What this means: We are in the mid-cycle expansion phase—historically the period of strongest returns but also increasing distribution by early accumulators. The supply issuance has been halved, but demand signals are mixed. Monitor hodler behavior closely during this phase.

Market Intelligence

Let The Data Speak

Physical Gold (XAU) — Accumulation Phase 🟢

Trend: Bullish. Spot price ($4,300) is supported by a structural shift in flows. Up +0.5% WoW.

Verdict: Gold is acting as the "Adult in the Room," pricing in economic deceleration and showing resilience despite USD firmness.

Digital Gold (BTC) — Distribution Phase ⚠️

Trend: Caution. Price ($90,290) down -2.4% WoW with weakening flows.

Note: Illiquid supply (coins dormant >30 days) and LTH net position (155+ day holders) measure overlapping but distinct cohorts.

Verdict: Short-term flow is net sell-side with ETF outflows adding pressure. Long-term structure remains robust but miner stress is building. This is a rotation risk window.

The Correlation Check — Strategic Divergence

The BTC/Gold Ratio sits at 21.00 (down from 21.64 last week). This compression confirms the rotation thesis. We are observing a classic "Smart Money Rotation":

Working hypothesis confirmed: The BTC/Gold ratio is compressing as capital rotates from high-beta digital to low-beta physical safety.

Counter-hypothesis: BTC can outperform gold if ETF inflows return and adoption/demand accelerates. Watch for reversal in LTH behavior.

📈 BTC/Gold Ratio — Live Chart Historical range: 8–35

BTC/Gold Ratio (weekly). Current: ~21.00 (↓ from 21.64) | Median: ~18 | Compression underway — watch for continued mean reversion.

Dollar Cycle Awareness

Understanding the monetary environment

DXY (US Dollar Index) ~106.7
Interpretation: The Dollar remains firm, above the psychological 100 level. Both gold and Bitcoin face FX headwinds, but gold's institutional/defensive bid appears more resilient. A strong dollar typically suppresses commodity prices, but gold is showing relative strength.

Accumulation Framework

Educational scenario view (non-prescriptive)

📥 Current Signal Snapshot
Short-Term (1–3mo)
BTC: Risk Elevated
Hodler distribution + elevated MVRV suggest softer near-term flow conditions; gold signals appear comparatively stronger.
Mid-Term (3–12mo)
BTC: Monitor Triggers
Historically, Puell <0.5 and/or MVRV <1.0 have aligned with more favorable long-horizon risk-reward regimes; treat as context, not a trigger.
Long-Term (1–4yr)
Cycle: Intact
Halving framework remains intact; high illiquid supply supports longer-term supply tightness even during distribution phases.

DCA (Dollar-Cost Averaging) describes making regular, fixed-amount purchases regardless of price. When paired with cycle and flow context, it can help interpret regimes. At present, relative signals appear more defensive for gold and more mixed for BTC in the short term, while BTC's longer-cycle structure remains intact.

Alpha Watchlist

Key metrics to monitor this week

🔍 Critical Monitors
Puell Multiple (0.87) ⚠️
Approaching stress zone. Watch for <0.5 for potential capitulation/bottoming signal. Down from 0.97.
BTC ETF Flows (-447 BTC) ⚠️
Turned negative — institutional demand weakening. Watch for continuation vs. reversal.
DXY (~106.7)
Dollar remains firm. Sustained strength increases headwinds for both; watch gold's relative resilience.
BTC/Gold Ratio (21.00)
Compressing from 21.64 — rotation thesis confirmed. Watch for continued mean reversion toward 18.
MVRV Z-Score (1.21)
Cooling from 1.30 — valuation normalizing. Monitor for further decline toward 1.0.
LTDS Verdict (Research View) — Dec 14, 2025
Overweight Gold / Underweight Bitcoin (1–3 Month Timeframe)
The Physical is being bid; the Digital is being distributed. BTC ETF outflows (-447 BTC) and declining Puell Multiple (0.87) strengthen the rotation thesis. BTC/Gold ratio compressing (21.64 → 21.00). Like the Komodo dragon, we adapt to the environment.

📊 Data Sources:

⚠️ Informational & Educational Purposes Only — Not Investment Advice

This publication is provided for general informational and educational purposes only and does not constitute investment, financial, or trading advice, nor an offer, solicitation, or recommendation to buy or sell any asset or security.

Content is not personalized and does not consider individual financial circumstances or objectives. Analysis of Bitcoin, gold, on-chain data, or market structure reflects general research and strategic interpretation, not prescriptive guidance. Kommodo Digital is not a registered investment advisor or fiduciary, and no advisory relationship is formed.

Charts, data, and models are for illustrative purposes only. Certain statements may be forward-looking and based on current assumptions and market conditions, which are subject to change. No representation or warranty is made regarding accuracy or completeness, including information sourced from third parties.

Digital assets and commodities involve significant risk, including loss of principal. Past performance is not indicative of future results. You are solely responsible for your decisions. Kommodo Digital disclaims all liability for actions taken based on this content.

Subjectivity Indicator: ~15% (Primarily data-driven; non-predictive, non-prescriptive.)